Interest rate is a quantitative expression of interest as an economic category. However, the level of interest rates affect many different factors. The notion of interest rate also applies to financial instruments and products of savings (deposit, bonds, etc.) and others financial instruments and investments, to measure a relative or absolute profitability. For economists of the neoclassical school, interest rate is the remuneration for abstinence: the lender refuses immediate consummation for saving. The interest rate is the reward for the waiting.
Interest rate is governed mainly by supply and demand for loan capital. Interest rate is determined in dependence on the rate of profit: under normal conditions, the average rate of profit is a maximum limit for interest rate. Short-term interest rate is formed according to the money market activity, where the central bank plays a major role. Medium and long-term Interest rates take are defined by the bond market. Continue reading
Research Paper on LeBron James:
LeBron Raymone James (born December 30 1984 in Akron, Ohio) is an American basketball player who plays for the Miami Heat in the NBA. His nominal position is small forward, but James’ physical conditions (growth, weight) and his unique ability to see the field make it difficult to assign him to a position according to traditional criteria, because in practice he can be used as either a strong striker or winger. James was awarded the league most valuable player (MVP) in seasons 2008-2009, 2009-2010, 2012.
Before became a professional league star, LeBron James has already played in high school basketball team at St. Vincent – St. Mary High School. His childhood idol was Michael Jordan, which he expressed wearing on his jersey in high school. When he was 18, LeBron was selected as the first number in the draft in 2003 by the Cleveland Cavaliers. Before his first appearance in the NBA James had signed a contract with the Nike Company for shoe advertising worth $90 million, the largest contract signed with a new star. Continue reading
Proposal Report: Economic Growth and Financial Development
Economic growth, specifically long-term economic growth, and development relies on the capability of human capital to accumulate value. This means the ability of team managers to be more efficient with asset production, but also making sure efficient fund allocation is implemented and invested in the most useful places. Traditionally, banks, alternative financial institutions, stock markets, pensions funds have been utilize to evolve individual savings from income into additional capital monitored and invested by enterprises. The benefits and adverse affects of this type of model can be cyclical. The risk creates an environment where in order to ensure stable financial development and economic growth in any organization where an enterprise in the private or public sector or a specific government, are reliant on financial intermediaries.
A common model used in assessing the relationship between financial development and economic growth is the McKinnon-Shaw model. As AK and Kara (2011) say, “according to McKinnon- Shaw, Levine and King, several restrictions (financial repression) imposed on the banking system by the government can slow down the development of the financial system and therefore, can cause negative results on economic growth.” The authors identify these negative results as things like compulsory high-level reserve applications, higher interest rates. Continue reading
Sample Research Paper on Rock Music:
Rock music is one of the genres of popular music, which is characterized by the use of guitars and drums. There are many various styles of rock music, from relatively light such as Britpop, pop-rock, rock-n-roll, to heavy, aggressive such as heavy, trash or death metal. Rock music lyrics vary from romantic and love themes to aggressive social behavior and sex.
The history of rock music has its roots in the forties of the twentieth century and is largely based on the blues, from which the first styles of rock music came: rock and roll and rockabilly. A folk and popular music of the time, such as country, folk, music hall, skiffle had major influence on the formation of the first styles of rock music. Continue reading
Research Paper on Zora Neale Hurston:
Zora Neale Hurston (7 January 1891, Notasalga, Alabama – 28 January 1960, Fort Pierce, Florida) was an African American writer (the author of four novels and fifty published short stories), anthropologist and folklorist, most famous as the author of the novel Their Eyes Were Watching God (1937). She is also known for her participation in so-called Harlem Renaissance movement.
Fifth daughter in the family of a Baptist priest and schoolteacher, in 1927, Zora Neale Hurston graduated from Barnard College in New York with a degree in anthropology and was the only black student in her college, majoring in African-American folklore and Haitian voodoo. Continue reading
Research Paper on Knowledge Management:
Knowledge Management is the set of procedures, methods and techniques to detect, study, determine, classify, accumulate, and share knowledge among parts of organizations, in particular the knowledge created by the company itself (e.g. marketing, research and development) or gained externally (e.g. intelligence) to attain the goal.
Knowledge is not only a value in itself, but it also generates a multiplier effect in relation to the other factors of production, affecting the level of their performance. Thus, in today’s economy a source of competitive advantage is not a profitable market position, but hard to replicate knowledge assets and their placement. Moreover, the main priority is not the creation of knowledge, but their transferring and using inside of the organization. Continue reading
Texting and Driving Essay Example:
With the development of the mobile technologies more and more people purchase cell phones and use them for various purposes. Cell phones are commonly used in business and just for keeping in touch, but everybody will agree that due to cell phones life became more rapid and people started to lose their privacy. Going along the street we see thousands of people talking over the cell phone and hurrying somewhere. The most negative moment in the growing popularity of cell phones is that they are used in inappropriate situations. For example, more and more drivers are talking over the telephone and cause troubles on the road. The situation is far more stressing, when driver choose texting except of talking. Continue reading
Example Essay on Sarcasm:
Sarcasm is a word of Greek origin, which means a sort of satirical incrimination, mockery, strong irony. The effect of sarcasm is based not only on the obvious contrast of what one says and really implies by that, but also on the immediate intention to reveal the implied.
Sarcasm is a mockery, which can appear to be a positive judgment, but actually always has a negative connotation, and points out the shortcomings of the person, object of the mockery.
As satire, sarcasm embodies the protest against hostile manifestations of reality by deriding them. Remorseless and sharpness of the incrimination is a distinctive feature of sarcasm. In contrast to irony, sarcasm shows the highest level of anger, hatred. Sarcasm is never a typical method of a joker who, revealing funny side of reality, always shows a certain degree of sympathy and compassion. Continue reading
Online Dating Research Paper Example:
Online dating is an internet service, which offers users the possibility to meet and connect other people in order to find a mate for relationship with a different degree of closeness.
Usually, online dating services require user registration. In addition to providing necessary personal data such as age, sex, physical appearance, etc. the user has the option to complete their account with their photograph, list of their tastes, preferences and finally to indicate what type of date they prefer. The most demanding people can require taking a personality compatibility test. After registration, most dating services give you an access to their databases. Continue reading
Religion Term Paper Example:
Religion is a complicated system of certain world views which are based on belief in supernatural powers, various values and definite types of behavior. Religion has always accompanied the human society during its development in the long run of time. Dozens of thousands of years ago religion has already existed among the first Homo sapience.
People did not believe in certain gods, but worshiped nature and its phenomena. People were afraid of storms, showers, strong heat and they believed that they had to sacrifice something to make the weather more favorable. Later, religion was transformed into a bit more complicated system and a great number of gods appeared. Continue reading